A finance book that does a great job for the young as well as the old. I am a bit on the older side of the age spectrum (RetiredGuy) and so I paid bit more attention to the Investing part. But there is also a good part on Saving for the younger adults.

The full title is Just Keep Buying: Proven ways to save money and build your wealth. The author is Nick Maggiulli, data scientist, Chief Operating Officer at Ritholtz Wealth Management, and popular financial blogger focusing on personal finance using data analysis.

The bulk of the book is divided in 2 sections: Saving (mostly for younger folks accumulated saving based on work) and Investing (focusing on those who have already accumulated assets). Of course there are those who belong in both groups.

Often financial advice seems rather rigid. One rule for everyone, But life is more complicated and someone may be in a situation where the standard advice is unhelpful or even detrimental. This is a guide that takes this into account and cites evidence and educates, so the individuals can decide on the best decisions for them.

The author able to integrate evidence and personal stories to teach about balancing saving, spending, earning, and investing. I think this is an excellent book both for those trying to start building wealth and those of us further along in that process.