The Patient Protection and Affordable Care Act of 2010 (PPACA), commonly called the Affordable Care Act (ACA) or Obamacare, is controversial. Republicans consider it anti-business; Democrats not so much. But is it really more pro-business or anti-business than our present system ?

Employer-provided health insurance began during World War II as a way of getting around wage controls on businesses. Currently most of the insured under 65 have employer-provided insurance. Obamacare is similarly dependent on employer-provided insurance. Sort of a doubling down on the idea by mandating that employers provide insurance or pay a penalty.

But is employer-provided insurance a good thing? Or would we be better off if the insurance was provided by another method ? And how do we pay for it ?

So many questions. Are there good answers? What do you think?